Farriers are usually exposed to a variety of risks which make liability insurance well worth considering. You will be covered in the case of claims made against you for damage of property and personal injury. Possible causes for a claim of this kind can be brought up by the horse owner if they suspect any of the following:
- Improper hoof angles
- Incorrect use of pads
These claims are commonplace in the age of the internet, where symptoms are easy to search online by horse owners. For these kinds of issues the type of liability insurance you will need as a farrier is most likely public liability insurance, although it is also worth considering personal accident insurance.
Our insurance experts at Central Insurance Brokers have the experience and knowledge to provide farriers with a tailored insurance quote that will cover all of your needs and potential liabilities. Our experts can provide you with insurance that is perfect for you.
What Does Farriers Liability Insurance Cover?
- Public Liability
Despite all precautions, training and expertise claims against your legal liability are still fairly common. This makes public liability insurance well worth considering as a farrier, even if it isn’t a legal requirement. It will cover you for any claims against damage of property and if you are proved to be at fault this will cover the cost of compensation.
- Employers Liability
Unlike public liability, if you have one or more employee(s), employers liability is a legal requirement in the UK. This will cover claims from employees in case of any accidents that your employees may have that cause bodily injury or damages.
Get in touch with Central Insurance Brokers today for your tailored quote via the form on this page or alternative call us on 01253 764924
Farriers Liability Insurance FAQs
- Do Farriers Need Public Liability Insurance?
It is not a legal requirement in the United Kingdom to have public liability insurance. However due to the nature of your work and the risks involved, it is always recommended and it is better to have it now than to wish you had it in the future.
- Do Farriers Need Employers Liability Insurance
If you have one or more employees, employers liability insurance is a legal requirement in the UK. Not having employers liability insurance could be a costly mistake too, for each day you are not correctly insured you can incur a fine of up to £2,500.
Why Use Central Insurance
Benefits of using Central Insurance Blackpool:
- Long-established broker since the 1980s
- Instant online quotation with access to dozens of other insurers offline
- We search the market every year to ensure you're always getting the best deal
- Claims team with over 26 years of experience, dedicated to helping you