Property owners’ liability insurance is not a legal requirement however it is a sensible choice. We know that despite all precautions accidents do still happen and in the case that a tenant or visitor suffers injury or damage you are likely to be liable. A claim against a small business that isn’t insured could spell the end of the business and liability insurance can protect against that. Leaving you to focus on business as usual.
Central Insurance are experts in landlord and portfolio insurance, so if you are a landlord looking for a tailored insurance quote, get in touch today.
Do Landlords Need Liability Insurance?
As it is not a legal requirement, Central Insurance can only advise you in making the best decision for yourself. It is usually included as standard with our landlord insurance quotes as it is seen as important to have it covered by most landlords.
The reason for this is the simple fact that accidents can and do happen and having liability insurance will remove the worry of a potentially crippling claim. It is important to remember that most accidents that happen in rental properties are due to small things, like a broken tile or lifted carpet and not large structural issues. Meaning they are very common and landlords can be blamed in these circumstances.
Get in touch with Central Insurance Brokers today for your tailored quote via the form on this page or alternative call us on 01253 764924.
Landlords Liability Insurance FAQs
Do I need Public Liability Insurance?
It is not a legal requirement in the United Kingdom to have public liability insurance. However it is highly recommended, as mentioned, we include it as standard in most landlord insurance quotes.
What Other Types of Insurance Might I Need as a Landlord?
Liability insurance is not the only insurance need for landlords in the UK you may also want to consider:
- Contents insurance
- Buildings insurance
- Loss of rent insurance
You can find more information about Landlords insurance over here.
Why Choose Central Insurance?
The most competitive premiums, every year
Our experienced broking team will ensure you don't just get the best price in the first year, you'll receive the best quote year on year.
You're in safe hands
All of our team at Central Insurance have been here for at least 10 years, gaining valuable experience in not only general insurance but also understanding our clients' specific insurance requirements inside out.
Dedicated claims assistance
Had trouble with claims in the past? Our in-house claims team are on hand to assist you with any insurance claim, acting on your behalf with corresponding with your insurance company.
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What our clients say
Excellent service. Greg at Central Insurance sorted my insurance quickly and at a good price. Highly recommended.Andrew Witts
Central beat my existing premium by over £200 for my property portfolio. They also dealt with a broken glass claim for us promptly.Yard Club Ltd