Hair and Beauty salon insurance financially protects your business against some of the common occurrences in beauty salons. Getting the right cover for your business is important, so you can focus on pampering your clients and providing a quality service that they are used to.
Whether the salon provides manicures, nail treatments, hair-dressing, make-up or eyebrow and eyelash treatments, it’s important that you are covered for all eventualities.
Central Insurance Brokers have experience providing top quality cover to hair and beauty salons in Blackpool & the Fylde and also Nationwide.
Do I need Hair and Beauty Insurance?
In the event of an accident or incident in your salon, having the correct insurance in place will ensure you aren’t left out of pocket and can continue to provide pampering to all of your clientele.
We offer tailored insurance cover for all types of salons, so you can update your policy over time to accommodate for changes in your business. Whether you are a starting a brand new business or looking to provide a new treatment, Central Insurance can help find the right cover for you.
What does Hair & Beauty Insurance Cover?
Here are some of the key types of cover required for health and beauty salons:
- Hair & beauty liability insurance
In the case of illness or injury caused to any of your clients as a result of your treatments, liability insurance will cover the costs of any claims against your salon. Although this is not a legal requirement, it is highly recommended.
- Employers liability insurance
Unlike public liability, employers liability is a legal requirement in the UK. This will cover claims from employees in case of any accidents that your employees may have in your salon that cause bodily injury or damages.
- Buildings Cover
Buildings are usually your most expensive asset so it is important that you have the correct cover. Building insurance will cover you in the event of damage to your property for things such as repairs right through to a complete re-build.
- Business Interruption
In the case of a significant issue stopping your business trading, business interruption insurance will cover your overheads such as wages, bills and rent. This gives you peace of mind and time to get your business back up and running.
- Business equipments insurance
Hair and beauty salons regularly contain fairly high value equipment that your salon will depend on to run smoothly. Business equipment insurance would cover the costs of repair or replacement for items such as UV nail lamps, hair dryers & straighteners.
Get your quote today via the button on this page or alternatively you can call us on 01253 764294.