If you are looking for a portfolio insurance broker, whether it is a portfolio of residential or commercial properties, Central Insurance Brokers are the perfect choice. We know the importance of correctly insured properties for landlords with large portfolios.
Our experts understand the needs and requirements for insuring your portfolio and currently provide tailored packages for a range of clients, some with up to 200 properties in their portfolio. We also have exclusive deals and offers with insurance companies for such policies.
From our experience of insuring large property portfolios we understand that no two portfolios are the same and, depending on the type of property, can range from insuring low risk residential environments to high risk commercial properties. We deal with a wide range of selected insurance providers to ensure your cover is a perfect match for your business needs.
Commercial Property Portfolio Insurance
Being based in Blackpool, Central Insurance Brokers have a fantastic history of providing commercial landlord insurance for businesses such as shops, hotels and beauty salons. This type of cover is also required for flats placed above shops as business is transacted elsewhere in the property. We can cover any size of commercial property portfolio from 5 or 6 properties to over 200.
Residential Property Portfolio Insurance Brokers
If you have a property portfolio consisting of residential properties such as flats and houses which you are looking to insure under the same policy, Central Insurance Brokers can provide you with expert advice to make sure you are covered, whatever happens.
What Does Property Portfolio Insurance Cover?
Buy to Let Property Insurance provides cover for items such as:
- Residential, Commercial or Mixed
Property portfolios can contain a variety of residential and commercial properties, so we always offer flexible cover which is tailored to your portfolio by experts at Central Insurance Brokers.
Buildings insurance covers damage to property, which could be caused by anything from a burst pipe to a fire.
Subsidence is caused by unstable foundations and causes building foundations to sink into the ground, this can then cause damage to a property by cracks inside and outside of the property.
- Property Owners Liability
When dealing with the general public, liability insurance is one of the most important aspects of insurance to consider. Property portfolios are no different and having liability insurance will protect you from any hefty payouts in the case of an accident
- Loss of Rent
If your property is damaged in an insured event such as a fire and is no longer habitable by a paying tenant loss of rent insurance will cover any income lost.
- Optional Landlords’ contents
Contents insurance is there to cover items in buy-to-let properties that aren’t part of the property, such as fixtures and fittings, appliances and free standing furniture.
Get in touch with Central Insurance Brokers today for your tailored quote via the form on this page or alternative call us on 01253 764924
Property Portfolio Insurance FAQs
- Do commercial and residential properties need to be held under the same policy?
If you have a portfolio with both commercial and residential properties which require cover, they do not need to be held under the same policy. This is something that will be discussed when you contact one of our portfolio insurance specialists to make sure that you get the best out of your cover.
- Do all my properties have to be under one policy with the same renewal date?
It is more financially viable to have all properties under one property. However, Central Insurance understands that each landlord is different and may require a different approach, so as this isn't a necessity it can be discussed upon receiving your quotation.
- How flexible are the policies which you provide, such as removing and adding properties?
Property portfolios change and as it does, so can your insurance cover. As you acquire new properties and sell others your insurance cover can be changed to accommodate for this.
- How many properties can be covered under one property portfolio?
There is no set limit on how many properties can be covered by one policy and generally, anything more than 5 properties is classed as a portfolio.
- What areas do Central Insurance Brokers serve?
Central Insurance Brokers provides cover nationwide, we are based in Blackpool on the Fylde Coast which has given us a wide range of experience providing cover for landlords with large property portfolios.
Why Use Central Insurance
Benefits of using Central Insurance Blackpool:
- Long-established broker since the 1980s
- Instant online quotation with access to dozens of other insurers offline
- We search the market every year to ensure you're always getting the best deal
- Claims team with over 26 years of experience, dedicated to helping you