Our insurance experts at Central Insurance Brokers have the experience and knowledge to provide scaffolders with a tailored insurance quote that will cover all of your needs and potential liabilities. Whether you are a sole trader to a national scaffolding company, our experts can provide you with insurance that is perfect for you.
Safety Decking Liability Insurance
As well as having experience providing cover for traditional scaffolding, Central Insurance Brokers have specialist experience in providing liability insurance for a type of scaffolding known as safety decking or “Safe Deck”. Make sure you are covered for all potential risks and liabilities with Central Insurance.
We also provide cover for all types of scaffolding such as:
- Birdcage Scaffolding
- Safety Decking or Crash Decking
- Hoists & Waste Chutes
- Scaffolding Safety Netting
- Access Scaffolding
- And more
What Does Scaffolding Liability Insurance Cover?
Public Liability (up to £10,000,000)
Despite all modern safety requirements, most scaffolding jobs can create a potential risk to the general public. This makes public liability insurance well worth considering, even if it isn’t a legal requirement. It will cover you for any claims against damage, loss or injury to third parties by your scaffolding installation. If you are proved to be at fault this will cover the cost of compensation.
Employers Liability
As scaffolding does have a unique set of risks it is important to get the right cover for your employees. Unlike public liability, employers liability is a legal requirement in the UK. This will cover claims from employees in case of any accidents that your employees may have onsite that cause bodily injury or damages.
Indemnity to Principal
As a contractor you will be required to provide an indemnity to a principal. This will be including within the liability cover and is required for most contracting companies. If you are a contractor and have any contractual requirements relating to insurance which you do not fully understand please get in touch with our insurance experts.
Get in touch with Central Insurance Brokers today for your tailored quote via the form on this page or alternative call us on 01253 764924.

Scaffolding Liability Insurance FAQs
Do Scaffolders Need Public Liability Insurance?
It is not a legal requirement in the United Kingdom to have public liability insurance. However it is highly recommended, and with the amount of potential risks involved with construction sites it is best to be covered for the worse case scenarios.
Do Scaffolders Need Employers Liability Insurance
If you have one or more employees, employers liability insurance is a legal requirement in the UK. Not having employers liability insurance could be a costly mistake too, for each day you are not correctly insured you can incur a fine of up to £2,500.
What Other Types of Insurance Might I Need as a Scaffolder?
Liability insurance is not the only need for scaffolders across the UK, you may also benefit from the following, as these cover some of the other common risks of working in construction.
- Plant and machinery insurance
- Business equipment insurance
- Tool insurance

Why Choose Central Insurance?
The most competitive premiums, every year
Our experienced broking team will ensure you don't just get the best price in the first year, you'll receive the best quote year on year.
You're in safe hands
All of our team at Central Insurance have been here for at least 10 years, gaining valuable experience in not only general insurance but also understanding our clients' specific insurance requirements inside out.
Dedicated claims assistance
Had trouble with claims in the past? Our in-house claims team are on hand to assist you with any insurance claim, acting on your behalf with corresponding with your insurance company.

Latest News & Blog
Public Liability Insurance Explained (UK Guide 2026)
What is Public Liability Insurance? Public liability insurance protects your business if a third party is injured or their property is damaged due to your activities. Who Needs It? You should consider it if you: Interact with customers Work on client premises Run a shop, office, or trade business Real-Life Examples A customer slips in […]


